AIPower01
Authorization experience
Choose eligible regional connections with the customer and transaction context in mind. Local acquiring can help align a payment with its market; outcomes vary by issuer and transaction.
CROSS-BORDER COMMERCE / GLOBAL ACQUIRINGMeet your customers
Meet your customers
in their next market.
Connect online retail, digital products and cross-border trade with acquiring capabilities across Europe, North America and Australia. Offer cards, wallets and market-specific payment methods, with settlement in US dollars.
02 / GLOBAL & LOCAL ACQUIRINGRegional connections.
Regional connections.
A considered local approach.
Assess the acquiring route against your business entity, customer market and approved payment configuration.
02
Cost considerations
Compare the complete commercial terms of the available routes, including processing and currency conversion. A local route does not automatically mean a lower total cost.
03
Consumer familiarity
Combine acquiring choices with recognizable payment methods and clear checkout information, keeping the purchase experience understandable for local customers.
03 / PAYMENT & SETTLEMENT CURRENCIESCustomer currency choices.
Customer currency choices.
USD settlement.
Keep the currency your customer pays separate from the currency your business receives.
Settlement currency
Settlement is available in US dollars only. This is not a multi-currency balance or multi-currency settlement offering.
Settlement cycle
Timing follows your merchant agreement, including the definition of T, cutoff times, business days and applicable conditions.
Payment currencies
Request confirmation of each checkout currency for the target country, payment method and merchant profile before launch.
Conversion arrangements
Where a currency conversion is required, agree how it is applied, when the rate is determined and which charges are included.
Rate transparency
Confirm the rate source, any markup and how conversion appears in reports before activating the proposed setup. No universal exchange rate or fee is quoted here.
04 / LOCAL PAYMENT METHODSGive customers
Give customers
a familiar way to pay.
All eight methods below are available to request for activation. Actual availability depends on the customer market, merchant approval and payment configuration.
European market options
iDEALBancontactBLIKSwishTWINTWero
Confirm the relevant countries and customer requirements for each method as part of your market assessment.
Additional market-specific options
KlarnaCash App
Discuss eligibility, customer location and the available product configuration for your proposed checkout.
Cards and digital wallets
Visa, Mastercard, Apple Pay and Google Pay are also available, subject to region, approval and device compatibility. For the UK or a specific Asia-Pacific country, request a country-level review rather than assuming region-wide availability.
05 / CROSS-BORDER PAYMENT SUCCESSOptimize for the market.
Optimize for the market.
Not just the transaction.
Use your enabled payment capabilities to improve the path from regional checkout to confirmed payment.
01
Local routing
Allocate eligible payments using country, currency and available acquiring connections. Match the route to the market and the approved business setup.
02
Intelligent 3DS
Adapt the authentication strategy to the transaction context and applicable requirements, helping legitimate customers complete the required steps.
03
Regional channel selection
Review performance and response behavior by market before changing channel priorities. Keep costs and risk in the same comparison.
04
Failed-payment recovery
Use appropriate retries and enabled alternative payment choices for recoverable outcomes. Resolve uncertain transaction status before creating another attempt.
06 / CROSS-BORDER RISK & COMPLIANCEAIPower-led review.
AIPower-led review.
Market-specific requirements.
AIPower performs KYC/KYB, sanctions screening and transaction monitoring as part of its cross-border compliance responsibilities.
01
KYC / KYB
AIPower reviews the merchant identity, business entity and operating model. Provide consistent information about ownership, products, websites and intended customer markets.
02
Sanctions screening
AIPower conducts screening within its onboarding and monitoring process. Proposed activity remains subject to review and any applicable restrictions.
03
Transaction monitoring
AIPower monitors transaction activity and follows up on exceptions or changes that require investigation. Keep supporting business and order information available.
04
Regional and card-network requirements
Assess the target-market and card-network requirements relevant to the approved setup. Launch scope and continued service remain subject to the applicable review and commercial terms.
Follow the payment through to USD settlement.
| Reconciliation item | What to align |
|---|---|
| Original transaction | Keep merchant and platform references linked to the original amount, currency and payment outcome. |
| Channel records | Agree the channel references and data format needed to match records across your approved connections. |
| Fees and conversion | Confirm how processing fees, conversion charges and adjustments are itemized in the agreed statements. |
| USD settlement | Match the USD settlement amount to the receiving-account record and the agreed settlement cycle. |
| Refunds and exceptions | Associate refunds with their original transaction and investigate differences through the agreed support process. |
| Statement and status access | Confirm statement delivery, exports and settlement-status access during onboarding; do not assume unconfirmed dashboard modules are included. |
08 / MARKET EXPANSION SUPPORTPrepare the next market
Prepare the next market
before the first payment.
Bring commercial, risk and integration decisions into one market-entry discussion.
01
Payment-method planning
Shortlist the payment methods your target customers can use. Confirm country and checkout-currency availability for your merchant account.
02
Risk preparation
Review the business activity, expected payment profile, fulfillment model and support process with the AIPower team.
03
Integration readiness
Map the enabled methods to your checkout, callbacks, refunds and reconciliation workflow. Agree testing and activation requirements before release.
Where do you
want to grow next?
Send your target countries, estimated monthly processing volume and business type. Add any requested payment currencies and methods so we can assess the proposed setup.
Coverage is assessed for the specific country, entity and business activity. A region-level description is not a guarantee of availability in every country.