Intelligent routing
Direct transactions through the configured payment paths according to the routing strategy and merchant setup.

Connect Visa, Mastercard, Apple Pay and Google Pay through one online payment solution. Build a better checkout experience, improve payment success and settle in USD.

Offer card and digital-wallet payments in the same customer journey. Method availability depends on region, device compatibility, merchant review and configuration.
Need bank transfers or a market-specific local payment method? Ask our team to confirm availability for your business.
| Integration approach | Customer experience | Availability |
|---|---|---|
| Hosted Checkout | Create an order and redirect the customer to the returned payment page. | Documented redirect flow. |
| API integration | Create orders, retrieve payment details, manage refunds and receive payment events. | Documented gateway endpoints. |
| S2S / direct payment | Submit payment information from your server using the direct-payment interface. | Documented; confirm your card-data handling responsibilities before use. |
| Payment Links | Share a payment request outside a conventional storefront checkout. | Discuss availability and configuration. |
| Platform plugins | Connect through an integration suited to your commerce platform. | Confirm the supported platform and plugin with our team. |
| Subscription payments | Align payment collection with recurring billing and customer lifecycle events. | Confirm recurring-payment scope and implementation. |
Five optimization capabilities support the journey from the initial attempt to the final outcome.
Direct transactions through the configured payment paths according to the routing strategy and merchant setup.
Apply an appropriate retry strategy to eligible unsuccessful attempts. Resolve uncertain transaction outcomes before another attempt.
Use network-token capabilities in the supported payment setup to improve the continuity of stored-payment experiences.
Keep eligible stored account information current through supported account-updater services.
Adapt the authentication strategy within applicable requirements to reduce friction and support legitimate customers.
Connect your transaction records with the account and reporting arrangements agreed for your business.
Settlement timing follows your merchant agreement, including the definition of T, cutoffs and business-day treatment.
US dollar settlement. Payment-presentment currencies and any conversion arrangements are confirmed during onboarding.
Confirm the receiving account requirements and supported account locations with the onboarding team.
Submit refunds and query their progress through the documented refund interfaces, using the original transaction reference.
Agree the settlement statement format, delivery method and funds-status reporting needed by your finance team.
AIPower Pay maintains its own valid PCI DSS certification. Security requirements also depend on the integration you choose.
Discuss the applicable certification scope and the responsibilities of each party during merchant onboarding.
Use supported tokenization and authentication capabilities to manage payment credentials and customer authentication.
Use HTTPS API endpoints. Keep integration secrets on the server and separate test and production access.
Agree who may access merchant tools, initiate refunds and manage credentials. Confirm the available permission configuration.
The direct-payment interface accepts card details. Merchants using this flow must assess their own handling obligations; never expose secrets in browser code or retain CVV after authorization.
Retrieve order lists and individual transactions, including payment status, amount, currency and transaction references.
Create refund requests and query individual refunds or refunds associated with an order.
Use returned payment-result information to investigate unsuccessful attempts and connect them to the original order.
Discuss exports, settlement reconciliation files, channel-performance views and payment-conversion reports during onboarding. Available dashboard modules and formats will be confirmed for your account.
Connect checkout, payment confirmation, fulfillment and returns.
↗Use the dedicated virtual-order flow to align payment with digital delivery.
↗Discuss recurring collection and the relationship between billing and customer access.
↗Clarify buyer, seller and platform roles before defining payment and fund flows.
↗Combine customer-market requirements with global acquiring and USD settlement.
↗Share your business profile or give your technical team a practical starting point.